Budget Bootcamp

One-on-one budgeting to get control over your money.
(Let’s drink a beer while we budget!)

Budget Bootcamp is currently closed. Add your name to the waitlist below!

Let’s get real.

Money, finding a job, even fashion (yes, I need help in this department) requires a bit of guidance. When it comes to even thinking about your money sitch, worrying thoughts might be clouding your judgment.

“I wish financial companies would just dumb down the financial lingo for me.”

“If this situation gets any worse, my life is really going to bust at the seams.

Budget Bootcamp helps you go from drowning in interest to doubling down on debt.

Why should you sign up?

Budget Bootcamp is a one-on-one private monthly coaching session that is focused on you and your life. I help you organize your personal finances so that you feel taken care of, supported and best of all, on your way to a debt free millennial life. I’m going to help you go from panicked and overwhelmed to kickin’ debt’s ass and taking names.

Learn two different debt payoff methods
Learn how to automate payments
Setup a budget that you actually stick to
Zero in on your money goals
Spend money on your guilty pleasures without the guilt

Your friends will wonder where the old you went.

“Dave Ramsey says, ‘Live like no one else, so later you can live like no one else.’ You’re telling me I gotta wait three whole years until I take a vacation? What if I died in a car crash tomorrow? That’s what makes Debt Free Millennials different.”

–Julia, age 27, Kansas City

Here’s what you get

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60-minute introductory call

We meet virtually using an online conference line (or call in if you’re old school). Our first call helps us establish what’s going on in your finances and what you need help with. All calls are private and confidential, mano y mano.

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Monthly budgeting calls

When I do my budget, I like to have a beer*–and that’s no exception when it comes to our calls! Every month, we’ll hop on a 45-minute virtual conference line to go over your month’s income and expenses and goal setting for the next month. *Beer not mandatory or supplied.

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Online budget building

Together, we’ll build a budget on Google Spreadsheets that you can stick to and I’ll guide you to make smart money choices. Yes, that includes bar money and permission to vacay. ?

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Actionable debt-free goal setting

We get to the bottom of your money goals. What do you love spending money on? What do you hate spending money on? We’ll tackle all of that and come up with a short list of your must-haves to keep you focused.

How long do we work together?

We can budget for as long as you’d like! The point is, I want you to feel comfortable with your finances. Sometimes all it takes is a few weeks and other times it takes a few months. Most millennials who sign up for Budget Bootcamp typically gain clarity and money management skills within three months.

“Working with Justine has been a truly eye-opening experience! Justine practices tough love and has a no-nonsense approach to budgeting. As someone who has (gasp!) never had a true budget, working with Justine has actually made budgeting FUN and has made my goals seem more attainable. Who knew that I spent over $100 each month at the drugstore on miscellaneous snacks and drinks? I certainly didn’t until I started working with the budget template that Justine created. She understands that there are things that I’m not willing to cut out of my life but has helped me allocate my spending in a way that allows me to have the things that are important to me but also ensures that I’m saving along the way. The monthly calls have been great as well – going through my budget from the previous month line by line with her and talking through things is a great part of the process that really helps keep my accountable. I’m so glad that I found Justine to help me become a debt free millennial!”

–Rebecca, age 31, Washington DC

Want to learn how to eliminate debt and live a YOLO life from someone who paid off $35k in student loan debt and now lives debt free in sunny San Diego?

By the age of 25, Justine Nelson had paid off $35,000 in student loan debt making an average of $37,000 per year. Grit, discipline and a motivation to kick debt’s ass for good helped her achieve this goal within two and a half years. Now, she’s sharing her strategies and tips with fellow millennials on how to get out of debt, budget without the bitching, and ultimately change your financial future. She believes millennials work too damn hard to be broke all the time and that credit card companies and banks are feeding lies about the way millennials should live. A Kansas City native, this Midwest millennial broke out of debt’s chains and now resides in San Diego, California with her husband living the DINK life (Dual Income, No Kids).

Justine Nelson

Founder and Debtinator at Debt Free Millennials

One of us

Become one of the weird millennials who actually has their shit together! After working together, I can’t WAIT to hear you say, “Damn! I can actually handle this whole money thing!”