the freedom project

The Debt Free Program to Teach You How to Slash Your Debt and Stay in Control with Your Money (straight up!)

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Living with debt payments and barely being able to save and spend on things that matter is stressful. Debt shouldn’t keep you from living a lifestyle that you love. And debt doesn’t go away on its own either. 

What if I told you I can show you how to be a debt free millennial by applying practical steps through a millennials-only debt free program? If you are confused and overwhelmed about money and you’re ready to start your debt free journey for the very first time, then The Freedom Project is for you.

Kickstart Your Debt Free Journey with The Freedom Project

Here’s what you get when you unlock my debt free program for $97:

The Freedom Project is a debt free program that will teach you how to crush your debt to achieve financial freedom.

Your Debt Free Plan

It’s confusing what to do first: pay off student loans, tackle the credit card debt, open that retirement account, save for a house⸺it can feel incredibly overwhelming.

The Freedom Project is a debt free program that tells you which steps to take and what order to take them in:

Step 1: Create a mindset for money

Step 2: Setup a savings plan for emergencies

Step 3: Build a simple budget

Step 4: Pay off debt

“The Freedom Project has piqued my interest on WHY I spend the way I do and has already got me in the mindset that I can make this happen.”

- JoAnna, age 27, Oklahoma

“Y’all, I’m halfway through this debt free program and I’ve had SO MANY ‘ah ha’ moments already. Girl knows what she’s talking about and has already helped keep my mind right and is setting me up for a bigger and better path in my life.”

- Caitlin, age 28, Colorado

“The course made my $100k student loan debt seem much more manageable. Before the course, it gave me anxiety and seemed like a mountain that didn’t have a clear path. Now I am ready to kick some debt butt!”

- Maggie, age 26, New York

BONUS! Debt Free Happy Hours included

When you enroll in The Freedom Project, you get exclusive access to my monthly Debt Free Happy Hour! Every month, I open up a private virtual happy hour where we can sip a good beer (or your bev of choice) and you get ALL your money questions answered.

This is a LIVE Q&A every month where we discuss things like:

📊 Optimizing your budget
💸 Addressing unexpected expenses
👊 Which debt to tackle first
✅ Getting your partner onboard financially

Who is The Freedom Project for?


💰 Millennials who want to be debt free. This debt free program helps you go from fearful to confident with your money.

⏰ Millennials who have a busy schedule. Each video ranges from three to 18 minutes in length.

📝 Millennials who are in debt and can’t get organized. The online course teaches you to save and gives you permission to spend on what you love.

💪 Millennials who want control over their money. The course can help you pay off debt so you can put money towards things like a beautiful home, a nice ride and indulging in guilty pleasures.

Hi! I’m Justine, and I’m debt free obsessed.

Justine Nelson

Founder and Debtinator at Debt Free Millennials

I owed $35,000 in student loan debt and made $10/hour.

I was just 22 years old when I started the path to a better financial life. I made $10 per hour at my first job when I started to realize that I owed a lot of money to the US Department of Education.

Once I got intentional with money, I saw a dramatic change in how quickly I was able to pay down debt. As a result, I was putting more than 40% of my paycheck towards debt.

Oh, and I still got to do what I wanted while I was in debt. I vacationed in Florida, and hiked around the Colorado mountains. I even went scuba diving in Puerto Rico. Yes, all while paying off debt.

After two years and five months, I was completely debt free, got married, and moved from small town Kansas to San Diego where I’m living the West Coast debt free life.

Frequently Asked Questions


Why should I buy this debt free program? I could learn to do this on my own, for free.

Sure, you could scour finance forums and blogs for this info for free. But this course allows you access to all the info and resources you need in one spot. No need to go hunting down spreadsheet template or debt free charts all over the internet. You log in once and you have everything at your fingertips! I’m also a millennial, just like you. I’m not some old baby boomer who’s out of touch with Drake or brunch (and hell yes, I like avocado toast).

Wait, are you a financial advisor?

Nope. I’m an average millennial just like you, who made personal finance my passion. While I’m not a financial advisor, I learned how to tackle debt, save and invest better with an uncomplicated process. And it works.

But I have more than $100,000 in debt. Can I really pay it off?

Here’s what I know. Anything in life can be obtained when you put discipline + faith into your goals. Do you really want to be debt free? Then you need to start believing in yourself. Because I believe in you. My simple four-module course is here to put that faith back into your life. You weren’t put on this earth to just pay bills and die.

When will I be debt free?

Each of you has a unique story (and a unique amount of debt and salary), so no two debt free timelines are the same. It’s up to you to set your debt free goal date and stick to it.

How do I know this will work for me?

When I was going through my debt free journey, I was putting nearly half of my paycheck towards debt each month. If I can put $1,000 towards debt on a $37,000 salary, then you can do it, too.

When does the debt free course start and finish?

The beauty of this debt free program is that you can start and finish whenever it’s convenient for you! You can literally spend one week per module and be on your way to debt freedom.

Will this debt free program continue to be updated? Will I get access to future versions?

As I continue to optimize the program to help fellow millennials, you’ll continue to receive access and notifications when new modules and lectures have been added and updated. Pretty sweet, right?!

What if I am unhappy with the course?

I am confident that The Freedom Project is going to get you and your moolah on track. Should you feel that you have gotten nothing out of the course, I offer a 30-day money back guarantee. This is your ticket to a new financial life and I am 100% sure you’re going to do incredible things with your money.

tl;dr ✨

The Freedom Project was created as a debt free program to help you take back the financial reins in your life. I want you to save and indulge. I want you debt free and traveling. I want to celebrate over a cocktail and tell you that you are meant for something great.

Change your behavior with money. Feel like a boss in your life.

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