the freedom project

The Debt Free Program to Teach You How to Slash Your Debt and Stay in Control with Your Money (straight up!)

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Want a debt free program that allows flexibility and shows you how to start your own debt free journey right now? 

It’s time to make something epic happen with your finances.

Debt doesn’t go away on its own. We get caught in an endless cycle of making intentions to pay it off, get discouraged, go shopping/bar hopping/Amazon ordering, get discouraged again, and vow to clean up our act the next month. Sound familiar? 

What if I told you I can show you how to be a debt free millennial by applying practical steps through a millennials-only debt free program? If you get the itch to spend often and you’re ready to start your debt free journey for the very first time, then The Freedom Project is for you.

“The Freedom Project has piqued my interest on WHY I spend the way I do and has already got me in the mindset that I can make this happen.”

- JoAnna, age 27, Oklahoma

“Y’all, I’m halfway through this debt free program and I’ve had SO MANY ‘ah ha’ moments already. Girl knows what she’s talking about and has already helped keep my mind right and is setting me up for a bigger and better path in my life.”

- Caitlin, age 28, Colorado

“The course made my $100k student loan debt seem much more manageable. Before the course, it gave me anxiety and seemed like a mountain that didn’t have a clear path. Now I am ready to kick some debt butt!”

- Maggie, age 26, New York

The Freedom Project is a debt free program that will teach you how to crush your debt to achieve financial freedom.

Get your financial life on the up and up.

It’s so confusing on what to do first: open that retirement account, save for a house, pay off student loans, tackle the credit card debt⸺tornado sirens just went off in my head. The Freedom Project is a debt free program that tells you which steps to take and what order to take them in. Using this debt free method, I paid off $35,000 of debt in just 30 months. I documented what I did. And now I’m giving it to you!

Imagine treating yourself to a sushi date with your boo just because you felt like it. Imagine booking a trip to an all-inclusive resort in Mexico that you paid for in cash. Imagine keeping that $200, $500 or $1,000 debt payment in your bank account and watching it GROW.

Choose your adventure in The Freedom Project:

Freedom Project Lite

Think debt free

If you want to treat yo’self the way Kanye treats Kanye, it all starts with a debt free mindset. Learn how to enjoy luxury without the loans by prepping your debt free journey with a mind set for riches.

Freedom Project VIP

The path to debt freedom

I’ll guide you to make smart money choices and set you on a path to debt free living through my 18 video course program. You’ll receive the entire debt free program, plus Freedom Project Lite to change your financial future! Yes, that includes bar money and permission to vacay.

Kickstart Your Debt Free Journey with Freedom Project VIP

Here’s what you get when you unlock the premium debt free program for $97:

BONUS! Debt Free Happy Hours included

When you enroll in The Freedom Project VIP, you get exclusive access to my monthly Debt Free Happy Hour! Every month, I open up a private virtual happy hour where we can sip a good beer (or your bev of choice) and you get ALL your money questions answered.

This is a LIVE Q&A every month where we discuss things like:

📊 Optimizing your budget
💸 Addressing unexpected expenses
👊 Which debt to tackle first
✅ Getting your partner onboard financially

Who is The Freedom Project for?


💰 Millennials who want to be debt free. Debt seems to be coming from all areas of your life. This is the first time you’re tackling debt intentionally!

⏰ Millennials who have a busy schedule. You know working on your finances is important, but your debt free program needs to fit within your schedule.

💸 Millennials who are just starting their debt free journey. This debt free program shows you step-by-step how to start your debt free journey.

📝 Millennials who are in debt and can’t get organized. There’s plenty of information out there, but no one has clearly told you HOW to start. You want actionable steps that feel freeing not constricting.

💪 Millennials who want control over their money. A beautiful home, a nice ride and indulging in guilty pleasures takes money. You just need a bit of guidance to figure out how to ditch debt and spend like a boss.

Hi! I’m Justine, and I’m debt free obsessed.

Justine Nelson

Founder and Debtinator at Debt Free Millennials

I was just 22 years old when I started the path to a better financial life. First of all, I didn’t have a finance degree. Secondly, I didn’t have a large salary to brag about. But most importantly, I had a burning determination to change my future with money. Money doesn’t have to be some gross thing we can’t talk about. I am giving you permission to work on your finances openly and with control.

I owed $35,000 and made $10/hour.

I made $10 per hour at my first job when I started to realize that I owed a lot of money to the US Department of Education. The icing on the cake? I moved back in with my parents. This was life after college?? I cussed a little. Then I took that anger and applied it to learning everything there is to know about getting rid of debt as quickly as I could.

Once I got intentional with money, I saw a dramatic change in how quickly I was able to pay down debt. As a result, I was putting more than 40% of my paycheck towards debt.

Oh, and I still got to do what I wanted while I was in debt. I vacationed in Florida, and hiked around the Colorado mountains. I bought a new mattress (life changing, y’all) and even went scuba diving in Puerto Rico. (Yes, all while paying off debt.)

After 30 months, I was completely debt free, got married, and moved from small town Kansas to San Diego where I’m living the West Coast debt free life.

Frequently Asked Questions


Why should I buy this debt free program? I could learn to do this on my own, for free.

Sure, you could scour finance forums and blogs for this info for free. But this course allows you access to all the info and resources you need in one spot. No need to go hunting down spreadsheet template or debt free charts all over the internet. You log in once and you have everything at your fingertips! I’m also a millennial, just like you. I’m not some old baby boomer who’s out of touch with Drake or brunch (and hell yes, I like avocado toast).

Wait, are you a personal financial advisor?

Nope. I’m an average millennial just like you, who made personal finance my passion. While I’m not a financial advisor, I learned how to tackle debt, save and invest better with an uncomplicated process. And it works.

But I have more than $100,000 in debt. Can I really pay it off?

Here’s what I know. Anything in life can be obtained when you put discipline + faith into your goals. Do you really want to be debt free? Then you need to start believing in yourself. Because I believe in you. My simple four-module course is here to put that faith back into your life. You weren’t put on this earth to just pay bills and die.

When will I be debt free?

Each of you has a unique story (and a unique amount of debt and salary), so no two debt free timelines are the same. I would be lying if I said this was easy. It takes a certain amount of GRIT and a healthy dose of ANGER to get off your butt and do something about this debt. It takes dedication. It takes time. And it takes the Debt Free Millennials community to push you through. It’s up to you to set your debt free goal date and stick to it.

How do I know this will work for me?

When I was going through my debt free journey, I was putting nearly half of my paycheck towards debt each month. If I can put $1,000 towards debt on a $37,000 salary, then you can do it, too.

When does the course start and finish?

The beauty of this debt free program is that you can start and finish whenever it’s convenient for you! You can literally spend one week per module and be on your way to debt freedom.

Will this debt free program continue to be updated? Will I get access to future versions?

How does lifetime access sound? As we continue to optimize the program to help fellow millennials, you’ll continue to receive access and notifications when new modules and lectures have been added and updated. Pretty sweet, right?!

What if I am unhappy with the course?

I am confident that The Freedom Project is going to get you and your moolah on track. When you actually start owning your own ish and taking control of your finances, I grab a beer and toast to you! (No, seriously, I’m into that kinda thing) Should you feel that what you learn here is leaving you feeling even more overwhelmed, I offer a 30-day money back guarantee. This is your ticket to a new financial life and I am 100% sure you’re going to do incredible things with your money.

tl;dr ✨

The Freedom Project was created as a debt free program to help you take back the financial reigns in your life. I want you to save and indulge. I want you debt free and traveling. I want to celebrate over a cocktail and tell you that you are meant for something great.

Change your behavior with money. Feel like a boss in your life.

It’s time to take control. I can’t wait to see you inside. You’re going to do incredible things.

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