I can flashback to being on the promenade next to Lake Zurich in Zurich, Switzerland, heart pounding and shaking my head yes before the word “yes” could form in my mouth. I tagged along to my husband’s business trip and affirmed my commitment to marry my sweetheart. When we returned from our trip to Switzerland, we returned to the reality of a wedding (and how much a wedding costs).
Mere hours post-proposal. Sending a What’s App pic from Switzerland to our families back home!
As wedding season approaches, I wanted to give a realistic view of a typical wedding. My wedding budget breakdown is included below so that current and future millennial couples alike know the reality of how much a wedding costs, and how to make it affordable for your own dream day.
Full disclosure: I don’t claim to be a frugal bride. I’m just an average millennial gal who wanted a great wedding and a great party. You can certainly create a wedding for less than what I spent. If you don’t like reading long posts, skip down to the tl;dr section.
First off, let’s talk about the wedding gown. Every millennial girl fantasizes about their own “Say Yes To The Dress” moment. I waltzed right into that dress shop determined to only spend $500. And I waltzed right back out spending $800, plus $323 in alterations. Oy vey.
|Wedding Budget Breakdown: Apparel|
The dress shop I ended up purchasing from even had a sleepy French bulldog named Pun’kin that you could pet to sweeten the deal. Not Pumpkin, Pun’kin. Take all of my money, please!
We also paid for some of our wedding party’s accessories. For our 1920s themed wedding, the bridesmaids had crystal headpieces, the groomsmen had bowties, and we had 14 people involved. You can avoid this cost by having a smaller wedding party and skip the accessories altogether.
I absolutely love flowers, but damn, they’re expensive! Not to mention, they eventually die. I knew I wanted to keep this expense as low as possible but still have the flair of a beautiful bouquet. A bouquet of flowers that a bride make. Right?
|Wedding Budget Breakdown: Flowers|
|Flower girl’s flowers||$15|
Meanwhile, aside from the actual venue expense, we also paid for an officiant–our wonderful pastor–and his hotel room. Not required, but we got married in my hometown and thought it appropriate to pay for the hotel room since we lived out of town.
|Wedding Budget Breakdown: Ceremony|
|Pastor’s hotel room||$119|
Hands down, this was our biggest expense. Before we really started to organize our wedding, my husband and I sat down and asked each other, “What are the top three most important things we want at our wedding?” The answer? Food, booze, and a band. These were the three things I envisioned my wedding budget breakdown would include. Consequently, it’s exactly what cost us the most!
“The answer? Food, booze, and a band.”
|Wedding Budget Breakdown: Reception|
|Night Rhythm’s band||$2,600|
|Miscellaneous: mixers, cigars, snacks, etc.||$435|
|Plastic dining ware||$176|
Next, we wanted to make sure we captured our special day, but a fancy photographer wasn’t part of our top three must-haves list. As a result, we ended up hiring two college students who are incredibly gifted in photography.
|Wedding Budget Breakdown: Photography|
When you DIY your wedding to save money, it’s hard to anticipate the cost of the decor and the time it takes to put it together. Especially the reception. We spent weekends at Hobby Lobby, hunting deals online or at thrift stores. Our theme was a roaring 20s wedding, and finding hundreds of white ostrich feathers proved to be challenging. Luckily, we had friends and family help put together the decor. The help is as equally important as the decor!
|Wedding Budget Breakdown: Gifts/Decorations|
|Flower girl/ring bearer gifts||$43|
And all the other shit
Finally, here’s a list of all the other expenses that goes into a wedding. When we were wedding planning, I quickly realized how expensive this industry can get. Hats off to you if you work in the wedding industry!
|Wedding Budget Breakdown: All the other shit|
|Other Wedding Shit||Actual Cost|
|Groom’s wedding band||$140|
|Honeymoon in Cancun||$2,072|
My Wedding Budget Breakdown–tl;dr
To summarize, our wedding wasn’t out of the ordinary. It wasn’t over the top, but it wasn’t budget bride on steroids either.
|Wedding Budget Breakdown Total|
|Everything and the Kitchen Sink||Actual Cost|
|Other Wedding Shit||$4,133|
Perhaps it was my husband’s plan to wait until I was debt free, perhaps it was good financial juju. Either way, because I no longer had debt payments, we could both contribute financially toward our wedding. The wedding budget breakdown felt more like another loan payment to me i.e., temporary and expensive. The only difference is, I actually got something out of the payments–a damn good time!
Keep in mind, we paid for the entire thing in cash. A typical wedding costs $33,391 according to a 2017 study by The Knot. I’m not surprised ours was nearly $23k, and that’s not including the money our family put towards it.
If you are planning a wedding, please do these two things:
Create your wedding budget
Just like you would with a normal monthly budget, create a wedding budget that outlines all of your expenses. I used a free spreadsheet from Google that I ended up customizing and sharing via G-Drive with my husband. You’re welcome to use it by clicking the button below.
List your top three must-haves
Grab a glass of wine and ask your fiance:
- What are the top three must-haves at your wedding?
- What would get you really excited about your big day?
- Aside the fact that you’re getting married to the love of your life, what things would you definitely include in your wedding budget?
Agree on your top three so that when it comes to making financial decisions, you can focus on those must-haves first.
I wanna know…
How much do you want to spend on a wedding? If you’re already married, how much did your wedding cost? I’d love to know so we can help out other couples who are getting ready to walk down the aisle.